YOUNGSTOWN, Ohio (WKBN) — The City of Youngstown has officially opened up the process for applications for its Residential Property Improvement Programs.
The programs, in partnership with 7 17 Credit Union, were announced in December, but the city has not opened up the program until now.
Applications are now being accepted for the Residential Facade Loan, Residential Facade Grant Program, and Landlord Loan Program, according to a news release from the city.
The initiative is supported by $5 million in funds from the American Rescue Plan Act and
will assist homeowners in improving the exterior of their homes and allow landlords to update their properties.
Interested homeowners and landlords can view qualification details on 7 17’s website and apply directly through 7 17 Credit Union.
“Finding affordable pathways for homeowners and improving our neighborhoods are priorities of my administration, and with the help of 7 17 Credit Union, we are seeing plans become reality,” said Youngstown Mayor Jamael Tito Brown in a news release. “The Façade Loan and Grant Programs not only serve as a critical vehicle for so many in our city to make needed improvements to their homes and increase the value in their homes, but it’s a step toward enhancing the perception of our neighborhoods and giving residents a level of pride.”
The Residential Loan and Grant Program offers qualifying homeowners low-interest loans of up
to $10,000 at a 1% interest rate for five years, or a dollar-for-dollar match up to $10,000. These
funds can be used for exterior improvements such as painting, window replacements, siding, and
repairs to sidewalks, driveways, steps and garages.
The Landlord Loan Program allows eligible landlords to apply for a five-year, 2% interest loan
for each repaired or renovated property. Each property cannot exceed $50,000, and landlords applying for multiple properties cannot exceed $100,000 total.
Projects using funds from the loan must address any current City of Youngstown code violations, if applicable.
The Residential Property Improvement Programs are part of the city’s broader $13 million housing initiative being administered by 7 17 Credit Union that is aimed at improving housing across the city, offering affordable financing options to homeowners and landlords for property improvements and developments.
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